ALLSTATE CORP (ALL)

The Allstate Corporation is a Delaware holding company, incorporated in 1992, that operates principally through Allstate Insurance Company and other subsidiaries. It is one of the largest publicly held personal lines insurers in the United States and ranks third among U.S. personal property and casualty insurers, based on 2024 statutory direct premiums written. Its strategy is to increase personal property-liability market share and broaden its protection offerings by leveraging the Allstate brand, customer base and capabilities. The company reports 211 million policies in force, about 53,000 employees and an $83.24 billion investment portfolio.

Allstate reports four segments. Allstate Protection, which accounted for 93.9% of 2025 consolidated insurance premiums and contract charges, offers private passenger auto, homeowners, other personal lines and commercial insurance under the Allstate, National General (including Direct Auto) and Answer Financial brands. Run-off Property-Liability covers property and casualty policies written from the 1960s through the mid-1980s that carry asbestos, environmental and other claims exposure. Protection Services includes Protection Plans, Roadside, Dealer Services, Identity Protection and Arity. These businesses provide consumer product protection plans, roadside assistance, automotive protection and insurance products, identity protection and restoration, and mobility intelligence and analytic solutions based on automotive telematics data. The Corporate segment holds holding company activities and certain non-insurance operations. Allstate also offers individual health insurance and manages its investment portfolio.

Allstate serves individual consumers and also sells select commercial property and casualty coverages. Allstate Protection reaches customers through exclusive agents, independent agents, contact centers and online or direct channels. Protection Plans are distributed through retailers and mobile operators across North America, Europe and Asia. Dealer Services distributes through auto dealerships, business partnerships and direct to consumers, and identity protection is sold through partnerships and direct channels. Arity supplies telematics and mobility insights to insurance companies, retailers, mapping and traffic companies, the public sector and consumer mobile apps.

Allstate Protection aims to be a low-cost digital provider of affordable, simple and connected products, pursuing growth through a multi-channel distribution strategy it calls Transformative Growth. The company uses statutory financial information from industry publications to assess its competitive position against other insurers. The excerpt does not describe suppliers, manufacturing or headquarters location.